Insurance Calculators

Three free calculators for business owners, controllers and risk managers. Each one shows its formula and a worked example, runs in your browser and stores nothing you type.

• Property Coinsurance Calculator

  See whether your property limit meets an 80%, 90% or 100% coinsurance clause, what penalty applies and what a claim would pay after the deductible.

• Business Income and Extra Expense Calculator

  Estimate your business income and extra expense limit by industry from 12 months of income and expenses, your recovery time and your extra costs.

• Group Captive Insurance Calculator

  Enter five years of general liability, workers' compensation and auto premium and claims to see an illustrative range of equity a group captive could return.

Every calculator gives an estimate for illustration only. Talk to us about business insurance to review the numbers against your policies.